Let Stacey Stanich Appraisal Service, Inc. serve your appraisal needsEach year, thousands of people in Wisconsin purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. Even though there are an increasing number of automated home valuation methods that might appear more practical than an appraisal, nearly all lenders still need a local expert because the stakes are so high. Is getting a mortgage the only reason you should get an appraisal? Are there more instances when the services of a licensed, independent real estate professional could be helpful? Of course there are. 
Challenge your tax assessment in Kenosha CountyIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At Stacey Stanich Appraisal Service, Inc., we're qualified to assist you in challenging your tax assessment. Get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the home owneris more than 80% of the actual value of the home, many lenders ask homeowners to purchase this additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is damaging because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. Stacey Stanich Appraisal Service, Inc. will produce a statement regarding the value of your home, and the expense of the home valuation can usually be recovered in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from Stacey Stanich Appraisal Service, Inc. Order onlineGet a clear valuation on a home for divorce settlementsA divorce is an especially daunting event for the parties involved, and it is often further complicated by the troublesome decision of who keeps the house. Regardless of the situation, it's a good idea to order an appraisal from Stacey Stanich Appraisal Service, Inc. so both parties are fully aware of the true market value of their property. If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Ascertain an accurate and fair valuation for estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal. Relocate to or from Kenosha County through an employee relocation programEmployee relocation can be a stressful event, and we understand. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our detailed inspection. Sell your home promptly — for the right priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price. We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long propertiesstay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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